Health Insurance
Product Details
The American Worker Plan(R)
After pay, the most valuable employee benefit is health insurance, but major medical coverage has become unafforadable for many lower paid employees. The AMERICAN WORKER PLAN(R) is designed for employee groups of 5 or more. With plans starting as low as $57 a month, this benefit is a great way to retain valuable employees. These limited benefit group plans can be paid on a voluntary basis, or paid for by the employer. They provide immediate first dollar coverage with no deductibles and no coinsurance requirements. The AMERICAN WORKER PLAN(R) is fully insured with no pre-existing condition limitations and limited network restrictions.
Also included in the plans are the Pharmaceutical Plan and Life and AD&D insurance. Click The American Worker Plan(R) for company information and rates for sample rates.
Short Term Major Medical Insurance
Short Term Major Medical insurance is especially good for individuals who are between health insurance plans and/or recent college graduates who are losing insurance because they can no longer stay on their parent's plans. Choose the coverage and payment plan that is best for you. Easy on-line enrollment.
Stand Alone Plans
Our stand alone, supplemental plans include:
Long Term Care Insurance
We have reimbursement plans as well as cash first plans in traditional Long Term Care Insurance.
Your long term care solution might be one that is wrapped into a life insurance plan. Contact Us to discuss your specific needs and to get a quote.
Major Medical Insurance
The most complete health coverage is with a Major Medical health plan. These plans might require deductibles and co-pays. However, they offer the most financial protection for major medical illness.
We can provide a combination of high deductible Major Medical Insurance with a supplemental plan for good protection.
We have several major medical health plans, including HAP (Health Alliance Plan) that meet the needs of consumers seeking a major medical plan. Let us give you a quote. For individual plans, you can choose a PPO or an HMO health plan. For groups, please Contact Us to get rates for your group.
Individuals can click on link below, put in your zip code, and choose the plan that is best for you.